LIC's zonal manager Dinesh Bhagat hopes to take East's performance to new highs
LIC is celebrating its 62nd Anniversary what is the Zonal Performance for the Fiscal?
As on date Zone procured 15.61 Lakhs Policies & 3357.54 Crores Premium . Thus Eastern Zone occupies 1st Position in policy & 2nd in Premium in All India .Zone has achieved 45.26 % Policy Budget & 44.47% Premium Budget .
Your market share in policy is better than others . How many plans are now available for Sell ?
We have 29 plans which satisfy varied needs of every class of customers i.e from low income group to High income group and children to older customers . Some of our more popular plans are Jeevan Anand, Jeevan Labh , Jeevan Umang , Aadhar Stambh , Aadhar Shila , Jeevan Shiromoni & Bima Shree.
Some Plans are maturing shortly . What are the Customers' experience ?
We are going to settle the maturity of Jeevan Astha Plan in coming 2 to 3 months and Jeevan Astha customers' will get more than double of their invested amount in 10 Yrs . They will be happy Customers of LIC . Eastern Zone is going to settle an amount of 1373 Crores as maturity in this plan .
If Customers wish to invest maturity amount in Jeevan Shanti Plan , is it possible ?
Yes , the willing Customers have to give their consent in reinvestment form . After getting the consent LIC will reinvest the amount as per the desire of the customer and balance amount will be paid to the customers , if any .
Have you any one time investment Plan ?
Yes, we have a very popular single premium plan . Single Premium Endowment Plan and single premium money back Bima Bachat Plan . One time Investment .
Any special announcement from LIC for its Customers on 62nd Anniversary.
Yes, good news for our Customers ! LIC has launched a very unique & innovative Pension Plan "Jeevan Shanti " on 11th Sept'18.
What is so unique?
Jeevan Shanti is a Single Premium Annuity plan which offers – 1) Guaranteed Annuity from inception of the policy . 2) Defined Death Benefit subject to minimum 110% of purchase price i.e. this plan given protection against both Risk of living long as well as Risk of dying too early . This policy is designed to meet the future financial need of both Millennial as well as our Senior Citizen.
How would you place J Shanti in the present scenario?
J Shanti Plan will take care of future financial insecurity arising out of long term declining trend in interest rates coupled with inflation in the market by providing guaranteed annuity right from inception of the policy or enhanced guaranteed annuity for deferred Annuity option.
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