State-owned term lender IFCI Ltd on Thursday reported a marginal rise of 5 per cent in net profit at Rs 182.61 crore for the second quarter ended September 2015. Company’s net profit for the July-September quarter of the previous fiscal was at Rs 173.91 crore. The small rise in net profit was mainly attributed to higher provisioning and write-off as well as high cost of borrowing. Total income of the company rose by a substantial 28.32 per cent to Rs 1,121.92 crore during the second quarter of the current fiscal as against Rs 874.33 crore a year ago. “Income rose primarily as our loan book has also gone up. Also, we had disinvestment of 1.5 per cent stake in NSE, so that has give us some Rs 200 crore. “Other income grew as we sold some real estate which IFCI was holding. We sold the office space and residential properties not in use,” CEO and Managing Director Malay Mukherjee said while announcing the quarterly earnings here.