New Delhi: Punjab National bank has announced the appointment of Agyey Kumar Azad as Executive Director of the bank w.e.f. January 22, 2019. A K Azad joins the bank with an experience of over 3 decades in the banking industry and will be leading credit, MSME and Retail portfolio of the bank. Azad brings with him a diversified experience,having held senior positions in the banking sector both in India and abroad.